The First Choice For Banking In The New Digital Economy

The bank of choice
for businesses building
the New Digital Economy

BANKING ON A DIGITAL FUTURE

Learn more about how INITIUM will bring professional corporate banking to the new digital economy

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A DIFFERENT BANK

INITIUM is in the process of purchasing and licensing several licensed entities in different jurisdictions. This is part of the boards strategy to become the Banking partner for the New Digital Economy and Emerging Markets. Through strategic partnerships and investments INITIUM is in the unique position to achieve its goals in a short period of time

WHY INITIUM

WE HAVE BEEN HERE BEFORE

If we look back 20 years, to the dotcom era, we find many similarities to where we are now. Young, smart entrepreneurs were changing the relationship between technology and society. Many startups emerged, and many failed - but those that survived have fundamentally changed our society.

Today, a similar batch of entrepreneurs have emerged. Just like before, they are young, visionary, and want to change the world. Inevitably, some will become the giants of the future, but this generation is growing in the shadow of the dotcom crash. Thus many service providers, especially banks, are wary of bright technological ideas coming from entrepreneurs, due to the preconception that while they may have enormous talent, they lack business sense.

ENTER THE NEW DIGITAL ECONOMY

The New Digital Economy has arisen as a direct result of the internet-enabled society, encompassing new technologies built on that foundation, such as fintech, AI, and more. Emerging businesses in the sector face great difficulty in finding corporate banking services, meaning that many great businesses and technologies are unable to reach their potential due to a procedural hurdle.

This difficulty is due to the reactive nature and institutional inertia of the traditional banking sector. The segment cannot be analysed using conventional risk modeling frameworks and as it is considered too small to warrant changing the models, it is simply not served - meaning that banks are overlooking a potentially highly profitable market.

WHAT MAKES US UNIQUE?

• Simple, painless banking solutions for the most promising, underbanked businesses of the New Digital Economy

• A crystal clear focus on servicing the most innovative businesses operating in the New Digital Economy

• Client selection is managed on an individual basis, not by industry sector, drawing on the experience of our onboarding team and use of technology

• Careful use of automation coupled with specialist expertise

• Multi-jurisdictional presence to assist clients in key jurisdictions across the globe

OUR VALUES

Integrity

Integrity

The basis of everything we believe in is integrity. We don’t cut corners. We don’t “turn a blind eye”. We would rather lose a client than compromise our integrity. This is the only way to earn mutual trust.
Trust

Trust

Trust is the basis of any relationship, and corporate banking is based on relationships. We need to trust you, and you need to trust us. Knowing we can trust one another will ensure that we can rely on each other.
Reliability

Reliability

Reliability provides peace of mind, and is one of our core values. By building trust, we will be able to rely on each other. We expect our customers to be reliable and deliver on their commitments. On our side, you can rely on us. If we work together, we will never let you down. Knowing this will give you confidence.
Confidence

Confidence

Confidence allows us and our customers to reach outstanding goals. Confidence will be be imbued in our clients. Confidence is the path to achievement - and we want your business to achieve. We can be confident because of the outstanding expertise of everyone working at our bank.
Expertise

Expertise

Expertise is ultimately what makes the difference day to day. We are bankers. We might not be the most exciting or inspiring personalities on the planet, but that is not our core competency. Our core competency is professionalism, which enables us to provide the outstanding corporate banking services your business needs. Not just now, but also in future, since we believe in supporting sustainable business success.
Success

Sustainable Success

We believe that sustainable success is the outcome of living our values every day. Without exception. With integrity you build trust, trust fosters reliability, reliability builds confidence, and confidence coupled with financial expertise is the formula for sustainable success. Yours first, and through yours, also ours.

Integrity

Integrity is based on honesty. And this is our first and most important value. The basis of everything we believe in. We don’t cut corners. We don’t “turn a blind eye”. We would rather lose a client than compromise our integrity. This is the only way to earn mutual trust.

Trust

Trust is the basis of any relationship, and corporate banking is based on relationships. We need to trust you, and you need to trust us. Knowing we can trust one another will ensure that we can rely on each other.

Reliability

Reliability provides peace of mind, and is one of our core values. By building trust, we will be able to rely on each other. We expect our customers to be reliable and deliver on their commitments. On our side, you can rely on us. If we work together, we will never let you down. Knowing this will give you confidence.

Confidence

Confidence allows us and our customers to reach outstanding goals. Confidence will be be imbued in our clients. Confidence is the path to achievement - and we want your business to achieve. We can be confident because of the outstanding expertise of everyone working at our bank.

Expertise

Expertise is ultimately what makes the difference day to day. We are bankers. We might not be the most exciting or inspiring personalities on the planet, but that is not our core competency. Our core competency is professionalism, which enables us to provide the outstanding corporate banking services your business needs. Now just now, but also in future, since we believe in supporting sustainable business success.

Success

We believe that sustainable success is the outcome of living our values every day. Without exception. With integrity you build trust, trust enables reliability, reliability creates confidence, and confidence requires expertise to ultimately deliver sustainable success. Yours first, and through yours, also ours.

A NEW HORIZON FOR BANKING SERVICES

OUR SERVICES

INITIUM Group is a multi-jurisdictional banking group being built from the ground up to serve the New Digital Economy. With innovative technologies embedded into our DNA, INITIUM will be both a streamlined service provider and participant in the New Digital Economy, serving as an eye-level partner to the strongest businesses in the sector. We will provide the crucial core corporate banking services needed by firms in the New Digital Economy, we will bring together the correct mix of banking skills, industry expertise and new technology to comprehensively understand the sector, mitigate the risk, and select our clients on the strength of their business case, policies and procedures.

● Acceptance of corporate funds into a bank account
● View and operate accounts via online banking platforms
● Settle operating expenditure and receive operating income

● Offer direct connections into the local clearing system in different countries
● Service offerings such as IBANs and HOCAs

● Support clients who want to issue cards or receive customer payments
● Offer API integration to customer platforms
● Provide corporate cards for clients’ staff

● Assist operators to convert funds into fiat and effect a faster fiat pay-out to their customers.