The bank of choice
for businesses building
the New Digital Economy






BANKING ON A DIGITAL FUTURE


Learn more about how INITIUM will bring professional corporate banking to the new digital economy





Enter your email address below to stay updated about our progress




A DIFFERENT BANK


A new international bank offering reliable & responsive corporate banking services to support businesses building the New Digital Economy.



INVEST IN THE FUTURE


INITIUM Group intends to be the leader in corporate banking for the New Digital Economy – a potentially lucrative market segment currently underserved by the traditional banking sector. We will offer reliable and responsive corporate banking services to support the businesses building the technology of tomorrow.



WHY INITIUM


WE HAVE BEEN HERE BEFORE

If we look back 20 years, to the dotcom era, we find many similarities to where we are now. Young, smart entrepreneurs were changing the relationship between technology and society. Many startups emerged, and many failed - but those that survived have fundamentally changed our society.

Today, a similar batch of entrepreneurs have emerged. Just like before, they are young, visionary, and want to change the world. Inevitably, some will become the giants of the future, but this generation is growing in the shadow of the dotcom crash. Thus many service providers, especially banks, are wary of bright technological ideas coming from entrepreneurs, due to the preconception that while they may have enormous talent, they lack business sense.

ENTER THE NEW DIGITAL ECONOMY

The New Digital Economy has arisen as a direct result of the internet-enabled society, encompassing new technologies built on that foundation, such as fintech, blockchain, AI, and more. Emerging businesses in the sector face great difficulty in finding corporate banking services, meaning that many great businesses and technologies are unable to reach their potential due to a procedural hurdle.

This difficulty is due to the reactive nature and institutional inertia of the traditional banking sector. The segment cannot be analysed using conventional risk modeling frameworks and as it is considered too small to warrant changing the models, it is simply not served - meaning that banks are overlooking a potentially highly profitable market.


WHAT MAKES US UNIQUE?


• Simple, painless banking solutions for the most promising, underbanked businesses of the New Digital Economy

• A crystal clear focus on servicing the most innovative businesses operating in the New Digital Economy

• Client selection is managed on an individual basis, not by industry sector, drawing on the experience of our onboarding team and use of technology

• Careful use of automation coupled with specialist expertise

• Multi-jurisdictional presence to assist clients in key jurisdictions across the globe



OUR VALUES


  • neo-bank

    Integrity

    Integrity

    The basis of everything we believe in is integrity. We don’t cut corners. We don’t “turn a blind eye”. We would rather lose a client than compromise our integrity. This is the only way to earn mutual trust.

  • neobank

    Trust

    Trust

    Trust is the basis of any relationship, and corporate banking is based on relationships. We need to trust you, and you need to trust us. Knowing we can trust one another will ensure that we can rely on each other.

  • what is neo bank

    Reliability

    Reliability

    Reliability provides peace of mind, and is one of our core values. By building trust, we will be able to rely on each other. We expect our customers to be reliable and deliver on their commitments. On our side, you can rely on us. If we work together, we will never let you down. Knowing this will give you confidence.

  • what is neo-bank

    Confidence

    Confidence

    Confidence allows us and our customers to reach outstanding goals. Confidence will be be imbued in our clients. Confidence is the path to achievement - and we want your business to achieve. We can be confident because of the outstanding expertise of everyone working at our bank.

  • what is neobank

    Expertise

    Expertise

    Expertise is ultimately what makes the difference day to day. We are bankers. We might not be the most exciting or inspiring personalities on the planet, but that is not our core competency. Our core competency is professionalism, which enables us to provide the outstanding corporate banking services your business needs. Not just now, but also in future, since we believe in supporting sustainable business success.

  • digital bank

    Success

    Sustainable Success

    We believe that sustainable success is the outcome of living our values every day. Without exception. With integrity you build trust, trust fosters reliability, reliability builds confidence, and confidence coupled with financial expertise is the formula for sustainable success. Yours first, and through yours, also ours.

Integrity

Integrity is based on honesty. And this is our first and most important value. The basis of everything we believe in. We don’t cut corners. We don’t “turn a blind eye”. We would rather lose a client than compromise our integrity. This is the only way to earn mutual trust.

Trust

Trust is the basis of any relationship, and corporate banking is based on relationships. We need to trust you, and you need to trust us. Knowing we can trust one another will ensure that we can rely on each other.

Reliability

Reliability provides peace of mind, and is one of our core values. By building trust, we will be able to rely on each other. We expect our customers to be reliable and deliver on their commitments. On our side, you can rely on us. If we work together, we will never let you down. Knowing this will give you confidence.

Confidence

Confidence allows us and our customers to reach outstanding goals. Confidence will be be imbued in our clients. Confidence is the path to achievement - and we want your business to achieve. We can be confident because of the outstanding expertise of everyone working at our bank.

Expertise

Expertise is ultimately what makes the difference day to day. We are bankers. We might not be the most exciting or inspiring personalities on the planet, but that is not our core competency. Our core competency is professionalism, which enables us to provide the outstanding corporate banking services your business needs. Now just now, but also in future, since we believe in supporting sustainable business success.

Success

We believe that sustainable success is the outcome of living our values every day. Without exception. With integrity you build trust, trust enables reliability, reliability creates confidence, and confidence requires expertise to ultimately deliver sustainable success. Yours first, and through yours, also ours.

We are open for Investment



In order to build INITIUM into a fully licensed bank, we have started the first of three rounds of investment. First round investors will benefit from favorable conditions and have preferential access to future rounds.


To become a private investor

A NEW HORIZON FOR BANKING SERVICES


OUR SERVICES



INITIUM Group is a multi-jurisdictional banking group being built from the ground up to serve the New Digital Economy. With innovative technologies embedded into our DNA, INITIUM will be both a streamlined service provider and participant in the New Digital Economy, serving as an eye-level partner to the strongest businesses in the sector. We will provide the crucial core corporate banking services needed by firms in the New Digital Economy, we will bring together the correct mix of banking skills, industry expertise and new technology to comprehensively understand the sector, mitigate the risk, and select our clients on the strength of their business case, policies and procedures.

digital-bank

● Acceptance of corporate funds into a bank account
● View and operate accounts via online banking platforms
● Settle operating expenditure and receive operating income

● Offer direct connections into the local clearing system in different countries
● Service offerings such as IBANs and HOCAs

● Support clients who want to issue cards or receive customer payments
● Offer API integration to customer platforms
● Provide corporate cards for clients’ staff

● Assist operators in the crypto space to convert crypto into fiat and effect a faster fiat pay-out to their customers.

DEPOSIT TAKING

• Acceptance of corporate funds into a bank account
• View and operate accounts via online banking platforms
• Settle operating expenditure and receive operating income

LOCAL PAYMENT CLEARING

• Offer direct connections into the local clearing system in different countries
• Service offerings such as IBANs and HOCAs

CARD ISSUING & ACQUIRING

• Support clients who want to issue cards or receive customer payments
• Offer API integration to customer platforms
• Provide corporate cards for clients’ staff for their operating expenditures and cash withdrawal

LIQUIDITY SERVICES

• Assist operators in the crypto space to convert crypto into fiat and effect a faster fiat pay-out to their customers.

THE BANK OF CHOICE FOR BUSINESSES BUILDING THE NEW DIGITAL ECONOMY.


OUR ROADMAP


  • Q1 2019
    INITIUM GROUP AG INCORPORATION
    Fundraising commences and team engaged
  • Q3 2019
    Build global infrastructure
    Incorporate Liechtenstein legal entity and commence banking license application
  • Q1 2020
    Launch Security Token Offering to close first funding round
  • Q2 2020
    Launch in European Economic Area (subject to the banking license being granted by the FMA Liechtenstein)

PRESS



Featured over 200 times on media including...

STORIES



future of banking

The Swiss Franc: a Safe Haven for Corporate Finance

The Swiss Franc has shown throughout history to be stable.



READ MORE

future of banking

Banking with bots


Nowadays, innovative fintech companies are using mobile technologies.



READ MORE

future of banking

Is Switzerland the Best Place for Fintechs?


Financial Technology is a disruptive sector.



READ MORE


future of banking

Why we’re not a Fintech



INITIUM is building a corporate bank.



READ MORE

future of banking

Why Diversity is Important for Our Tech Future


Businesses and markets alike progress through life cycle curves.


READ MORE

future of banking

Regtech — Why Financial Compliance is Moving to the Cloud


The End of the Centralised Approach?


READ MORE



NEWSLETTER


Enter your email address below to stay updated about our progress




Contact



Leave a Message